There's a provision in the credit card contract that they can change your rates if your credit situation changes, which would include even one late payment on another creditor. That is what I recall from that kickin' Frontline episode.
You know what, though? I don't know about anyone else's credit report, but mine never lists my late payments, which I'm sure I've made. I think your credit report gets into that stuff when it starts getting serious. Thank goodness we had this conversation, though, because I just got one of my free reports and checked that my consolidated student loans are, as suspected, a 20-year term, and finall got motivated to increase my payments.
Gmail is "temporarily unavailable" to me now, AmyLiz, though it was fine when you posted.
I'm tempted if I can hire my border collie mix out to a golf course, I hear they are plagued with geese. I don't know if he has the stare, though. He tries to, but I'm not sure it's really there.
I think credit reports only include 30 days + late payments.
Jesse, I meant to post: check your train situation before you leave, I heard it was suspended or something earlier.
Squee!!!! I want a draft horse! Honey, can we adopt one?
Oh yeah - any NYCistas on the east side of Manhattan will want to check trips123.com before they go anywhere. There was an explosion at a construction site on 53rd/Madison, and a building collapsed at 116th/Lex, so the 4/5/6 is completely kerfucked north of GCT.
You know what, though? I don't know about anyone else's credit report, but mine never lists my late payments, which I'm sure I've made. I think your credit report gets into that stuff when it starts getting serious.
Yeah, it does list 30 days or more, how many of those you have, the date of the last payment, as well as different codes they can flag it with. I've rarely seen one without at least one flag.
Oh, dear God, Kathy. The drifting apart and then re-clasping? DED FROM TEH CUTE.
Ok. Now I want floating, hand holding otters too. My husband's going to kill you guys when he gets home.
