Way more uncool than what I did to Dana earlier today!
For the second time.
(You know I don't actually mind, right?)
Angel's lame. His hair goes straight up, and he's bloody stupid!
Buffybot ,'Dirty Girls'
The Crying of Natter 49
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
Dana - Jan 18, 2007 12:29:39 pm PST #4138 of 10001
I'm terrifically busy with my ennui.
§ ita § - Jan 18, 2007 12:30:57 pm PST #4139 of 10001
Well not canonically, no, but this is transformative fiction.
There will be some excoriating when I see her next.
Okay, migraine attack. Off to put laundry in dryer and then lie down.
shrift - Jan 18, 2007 12:34:57 pm PST #4140 of 10001
"You can't put a price on the joy of not giving a shit." -Zenkitty
For the second time.
Yes, but only a select number of people knew about the first one!
(You know I don't actually mind, right?)
I was pretty sure. But feel free to mock the worst of my X-likes-carrots! ways next time, and we'll call it even.
Lee - Jan 18, 2007 12:38:53 pm PST #4141 of 10001
The feeling you get when your brain finally lets your heart get in its pants.
Opinions please:
What's better, Roti Prata or naan?
Topic!Cindy - Jan 18, 2007 12:39:24 pm PST #4142 of 10001
What is even happening?
Sue, did you check with the mortgage person, first? You don't want to get denied because they suddenly see your bank reduced your line of credit (to correct the increase, but still...)
Sue - Jan 18, 2007 12:39:32 pm PST #4143 of 10001
hip deep in pie
Sue, why does that mess you up? Because the mortgage guys only want you to have so much credit overall?
It affects the amount of mortgage they will give you as they take in account what you can afford given all your debts and monthly payments. And if you have a credit card or credit line, they don't look at your actual debt, they assume you will have debtload that's a certain percentage of your credit limit. So the higher your limit, the higher the amount of debt they assume you'll carry.
Sue - Jan 18, 2007 12:41:52 pm PST #4144 of 10001
hip deep in pie
Sue, did you check with the mortgage person, first?
I haven't but the last time we talked mortgage, she calculated my pre-approval based on me reducing the limit on my credit line, so I would assume it was okay.
Polter-Cow - Jan 18, 2007 12:44:13 pm PST #4145 of 10001
What else besides ramen can you scoop? YOU CAN SCOOP THIS WORLD FROM DARKNESS!
What's better: Roti Prata or naan
What are you eating? Naan is thicker, and paratha are a little crispier, generally.
Nutty - Jan 18, 2007 12:45:03 pm PST #4146 of 10001
"Mister Spock is on his fanny, sir. Reports heavy damage."
Ha! I carry no debt at present. I was sure that my credit rating would suffer as a result -- who wants to lend money to somebody who organizes her life so as not to pay much interest? -- but I guess not.
Of course, I have two credit cards, the one I got in college (limit still what it was when I was IN college) and the Platinum Whojiggy Special one I got a year after college (limit high enough that I could charge a car. Or two cars, if I picked cheap cars.). I got a store charge card a couple weeks ago, just to be able to get a discount on a sweater, and it was the first new card I'd gotten in a long, looong time.
amych - Jan 18, 2007 12:46:12 pm PST #4147 of 10001
Now let us crush something soft and watch it fountain blood. That is a girlish thing to want to do, yes?
And if you have a credit card or credit line, they don't look at your actual debt, they assume you will have debtload that's a certain percentage of your credit limit.
When I applied, just the opposite was true -- they did look at my actual debt load, and also at the ratio of my debt to the total credit available to me; having more credit and not running up a higher bill would've improved that ratio and therefore been even better for me.