Right now, I'm unemployed. And not panicking. It is such an amazing relief to have cleared my debts and put aside a cushion.

Bear in mind, I don't want to spend the damned cushion--I like having it there--it lets me think about a new car (which I don't need) and a house (oh, god, please).

But being able to breathe while I look for jobs, and knowing I can breathe for a little while more? So entirely worth it.

Gah, DH just called to tell me that he has a company benefit that would allow us to purchase a new car from Ford for just $500 over invoice.

We don't need a new car.

Why tell me?

I just looked at my savings account - the best one 2.1%

I think it is time to open a third savings account. the one that will be come my big one

and a house

Which I read as horse. (ita's getting a pony!) Sheesh.

This is a great conversation. I'm marking the reading recs like a mad thing. Carry on!

Also, Laura, the pictures are great! What a handsome kid. But we knew that.

It might be worth it to keep a small chunk in the BOA savings for easy access?

That's what I do.

Cool! I feel smart.

Okay, now this whole $3/3-day thing just to get my own money is annoying. Boo.

Is it a use once and use it by a specific date, Suzi? Or something he can do anytime, so you can wait to use it when you need it.

P-C, at least enough to avoid a monthly fee.

Oh, and there's a real bank called Emigrant Bank.

He said something about wanting to tell me so that "if we need something in the next couple of years"....meaning something for K-Bug...but still...we are scraping by NOW....can't add a new car payment without a miracle.

$3/3-day thing just to get my own money is annoying.

That is because, my friend, Bank of America sucks.

There is a lag between transferring, yes. But we don't pay any money to transfer between our checking and saving. We couldn't be juggling - and using- 4 different ING accounts if we were charged for any transactions.

Someone make me go do math. It's just not as exciting with out Emily here.