Is 4.4% considered good these days?
For a bank savings account, it's awesome. And, while the $25 bonus is nice, it's more like a cherry on top of a sundae like moving your interest up from 0.5% (or in my case, 0.2%).
Don't worry, we're sure to spot Faith first. She's like this cleavagy slut-bomb walking around 'Ooh, check me out, I'm wicked-cool, I'm five-by-five.'
Willow ,'Get It Done'
Spike's Bitches 32: I think I'm sobering up.
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risque (and frisque), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
Fred Pete - Oct 20, 2006 9:43:04 am PDT #8041 of 10000
Ann, that's a ferret.
Pix - Oct 20, 2006 9:44:46 am PDT #8042 of 10000
We're all getting played with, babe. -Weird Barbie
Oh! I nearly forgot my other favorite book: The Everything Personal Finance in Your 20s & 30s Book: Erase Your Debt, Personalize Your Budget and Plan Now to Secure Your Future. It rocks.
Polter-Cow - Oct 20, 2006 9:44:48 am PDT #8043 of 10000
What else besides ramen can you scoop? YOU CAN SCOOP THIS WORLD FROM DARKNESS!
Huh, does anyone know about Emigrant Direct?
P-C, before you do *anything*, I strongly suggest buying and reading Personal Finance for Dummies. It explains all of these terms clearly and gives good advice. I don't think you should invest anything until you either understand what you're doing on some level yourself or have hired someone to help you make those decisions.
No, that's a good idea. I think I can at least change my savings account to the ING now, though. That, I understand!
Ah, rewards cards. Also known as "How Nora and Tom get all their kitchen equipment."
It's annoying because I keep seeing all these other cards that are probably better, but I shouldn't be opening up a new card so soon after this one, right?
Pix - Oct 20, 2006 9:45:19 am PDT #8044 of 10000
We're all getting played with, babe. -Weird Barbie
No, that's a good idea. I think I can at least change my savings account to the ING now, though. That, I understand!
Yep!
Connie Neil - Oct 20, 2006 9:47:11 am PDT #8045 of 10000
brillig
Is 4.4% considered good these days?
For a bank savings account, it's awesome.
How about for an annuity I won't see the contents of for another 20 years?
Nora Deirdre - Oct 20, 2006 9:47:30 am PDT #8046 of 10000
I’m responsible for my own happiness? I can’t even be responsible for my own breakfast! (Bojack Horseman)
I don't think you should invest anything until you either understand what you're doing on some level yourself or have hired someone to help you make those decisions.
Yeah, I read David Bach's "Smart Women Finish Rich" and then when Tom and I got married and a mortgage, "Smart Couples Finish Rich." Reading up on this stuff is important.
Fred Pete - Oct 20, 2006 9:48:39 am PDT #8047 of 10000
Ann, that's a ferret.
I don't think you should invest anything until you either understand what you're doing on some level yourself or have hired someone to help you make those decisions.
Seconded. My rule is, if I don't think I understand it well enough to explain it to someone else, I don't do it.
vw bug - Oct 20, 2006 9:49:03 am PDT #8048 of 10000
Mostly lurking...
How about for an annuity I won't see the contents of for another 20 years?
In this class I'm taking this semester, every example we did on annuities was 6 or 6.5%, which may not mean anything, but I've found that the examples are usually based on current available data (the book we're using was published less than a year ago).
Ginger - Oct 20, 2006 9:51:57 am PDT #8049 of 10000
"It didn't taste good. It tasted soooo horrible. It tasted like....a vodka martini." - Matilda
The other good thing about a Roth IRA is that you can take out the principal without penalty, so you can use it for a house downpayment or a trip around the world.
Polter-Cow - Oct 20, 2006 9:53:54 am PDT #8050 of 10000
What else besides ramen can you scoop? YOU CAN SCOOP THIS WORLD FROM DARKNESS!
Also, use your credit card and pay it off each month. It will really help your credit score when you get to the point when you want to buy something. Just my two cents.
Oh, I do that now that I have a real credit card. The last payment on the other credit card was $1.50. In 2003. But it was totally on time!
Also, I'm buying both those books you recommended.
...from the Amazon Marketplace, because it saves a few bucks. I CAN'T HELP IT.