Gosh.
Yeah.
'Serenity'
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risque (and frisque), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
Gosh.
Yeah.
Right now we have a joint savings account, but we pay bills separately and reconcile the finances at the end of the month. It is the easiest way right now for us to negotiate about money. We'll merge our finances more eventually.
Whatever works is awesome. Because- hard.
I am bored and restless today and prone to babbling and storytelling. So, er, don't mean to be preaching or anything.
It's no longer a 401k, it was rolled over 15 years ago into the annuity.
As I understand it, the costs of an annuity are very front-end loaded, so once you've had one that long, you need to keep it in an annuity.
Birds in the house never seem to understand that the door is the way out.
Heh. I'm goshin' with Connie.
I have a student loan that is beyond insane and just sits there. I actually defaulted on it once, and I've about hit the end of the possible deferments. Even with the minimum payments (where you pay what they think you can afford for 25 years and then forgive the rest) I can't afford it. I'm just hoping we've got the mortgage under control and me able to work more before we have to start paying on it again.
stupid student loans. Leave Deena alone!
Pretty Deena.
Deena, can I go home now?
once you've had one that long, you need to keep it in an annuity.
Piffle. It's better than nothing, but when it's all you've got, it's nice to have more.
Sorry! I'll shut up now.
Yes, Nora, you may go home and lounge! With a good beer!
{{P-C}} don't be sorry that you're not scrounging. It's a very good thing.
If you are young and have excess cash, contributing to an IRA is an excellent thing to do. Thanks to the glories of compounded interest, it will serve you well in retirement.
I am so glad that I was given a large sum of money when I was 23 and it spurred me to educate myself about money. I recommend Jane Bryant Quinn's Making the Most of Your Money, although it's now a little old.