Aimee, if you guys weren't notified of the big one, you need to look into finding a way to get it removed from your credit reports. There are probably resources available to help you with this (Hec probably knows where they are for Cali people, as it seems the sort of knowledge he'd keep in his brainpan).

I'm dead serious about this. Credit reports are being used against people for things where it shouldn't matter, like applying for jobs and stuff.

Girl Scout cookies are meant to be guarded and then scarfed in private, to the point of feeling sick and guilty beyond all reason, for eating an entire box(es - let's be honest) of cookies.

Absolutely. The people you work with are crazy.

{{{Aimee and Joe}}}

Aims, PMM is right. When our company does a new hire background check now, it includes a credit report (which I realllly don't like, but I don't get to make the rules).

It is amazing what they don't tell you . and honestly, if you had gotten bill, you would have done something about it. crazy

Credit reports are being used against people for things where it shouldn't matter, like applying for jobs and stuff.

Really?

worry worry worry

But listen to Plei, Aimée, and find out what resources can help you with this.

Oh, Aimee, that's awful and horrible and wrong. I've been blindsided by debt (though I could understand why I didn't know about ours, I don't get why no one bothered to, oh I don't know, send you a bill) and it's just full of badness.

Plei is wise.

Really?

My company does, but I've never heard of them not hiring someone a job just because of a bad credit rating, but they do look at it.

I'm pretty sure that banks have not given me jobs because of my credit rating. The justification is that someone with a bad credit rating is more of a theft risk.

Jilli, I wouldn't worry about it. You don't have bad credit, just a lack of anything much at all.

Well, I just paid the $20 and the woman I spoke to said if I sent a letter, they might remove the negative credit item.

Jeebus.