No. And yes. It's always sudden.

Tara ,'Storyteller'


Spike's Bitches 25 to Life  

[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risque (and frisque), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.


-t - Jul 28, 2005 11:20:48 am PDT #3601 of 10001
I am a woman of various inclinations and only some of the time are they to burn everything down in frustration

Oddly tempting though I'd need to get rid of the alligator.


tommyrot - Jul 28, 2005 11:21:37 am PDT #3602 of 10001
Sir, it's not an offence to let your cat eat your bacon. Okay? And we don't arrest cats, I'm very sorry.

I have one card with a $1500 limit, and yet they make me feel like I'm carrying around several maxed out cards and I can barely make the minimum payments.

I think the average American has about $8,000 in credit card debt. (I forget where I read that, whether that's mean, median, etc....)


§ ita § - Jul 28, 2005 11:23:52 am PDT #3603 of 10001
Well not canonically, no, but this is transformative fiction.

I found a cite here, tommy, that puts the average at $8,562 in 2004.


Gudanov - Jul 28, 2005 11:24:10 am PDT #3604 of 10001
Coding and Sleeping

I don't think there's anything wrong with just getting two tires if two of your tires still have a good amount of tread.


JZ - Jul 28, 2005 11:24:56 am PDT #3605 of 10001
See? I gave everybody here an opportunity to tell me what a bad person I am and nobody did, because I fuckin' rule.

I think the average American has about $8,000 in credit card debt.

I'm so above average it makes me want to cry.


§ ita § - Jul 28, 2005 11:27:46 am PDT #3606 of 10001
Well not canonically, no, but this is transformative fiction.

Does this make you feel any better, JZ?

If you are one of the 36% of all cardholders who pay off your entire balance on time each month to avoid finance charges, you may soon be penalized. For Instance GE Rewards MasterCard holders who pay off their balances each month are charged an annual $25 penalty fee. Industry analysts predict that more credit card issuers will follow GE's lead.

You can't win for losing, although I'm pretty sure none of my cards do this.


askye - Jul 28, 2005 11:28:04 am PDT #3607 of 10001
Thrive to spite them

The back tires just got patched for multiple nail holes.

Also, in the past I've had to deal with replacing 2 tires, then having to replace the third, and worrying about balancing and rotating because one is old. It makes sense to get all new. The tires havea 80,000 mile warranty and the place that was recommended has free balancing, and something else and flat repair for the life of the tire.


askye - Jul 28, 2005 11:31:50 am PDT #3608 of 10001
Thrive to spite them

I'm an oddity when it comes to credit and credit cards.

This is only my second credit card, I had to get it secured otherwise they wouldn't give me one with such high credit. I didn't have a Beacon score when I went to get my card originally. My parents know my budget is tight and if I could pay down my card the minimum payments would be less.

I think that Mom harbors a secret fear that I'll get manic or depressed and either max out the card, try to get more cards, or just stop paying my bills (I've done that before). Rationally she knows I'm stable and wouldn't do anything like that to sabatoge myself, but after spending so much time seeing me sick and doing irresponsible things it's been hard for her to let go of her fears.


libkitty - Jul 28, 2005 11:33:07 am PDT #3609 of 10001
Embrace the idea that we are the leaders we've been looking for. Grace Lee Boggs

JZ, at least you're above average in many other ways as well. One might even say fabulous. In fact, this one would.

If you are one of the 36% of all cardholders who pay off your entire balance on time each month to avoid finance charges, you may soon be penalized.

Damn. Way to penalize people for being responsible. When my card starts this is when I stop using that card. I'll go to a Visa check card or, gasp, cash before this.


JZ - Jul 28, 2005 11:34:59 am PDT #3610 of 10001
See? I gave everybody here an opportunity to tell me what a bad person I am and nobody did, because I fuckin' rule.

I would happily take a $25 annual penalty fee over the ridiculous monthly interest I'm currently paying. And I've actually managed to finagle my way around to not paying more than 9% on any of my cards, with most of them around 4-5%, and still the penalty fee would be preferable.

Still galling, though, to the people who've actually managed to be responsible and grown-up. Fucking CC companies.