'Time Bomb'
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
Blah. Just had the 401K briefing at work. I hate that. I know I should be saving, but I don't want less money where I can reach it. It makes sense, yet I fear.
I guess I need to admit that there's no point saving for a house right now. But what about when the bubble bursts? I could have a downpayment ... money is so complicated. I always (falsely) feel that saving a little is no use.
Well, if it's space, then there isn't much air for an aircar.
If you're going to be literal and make sense, then you can't play.
Oh, and another issue that hasn't been explored yet regarding a moon base - can a moon base be defended from zombies? Can zombies survive without air? Can zombies successfully amble on the moon? Would the moon's 1/6 gravity enable zombies to walk normally rather than amble? What would be the most effective anti-zombie weapon on the moon?
YOu can either take money out of your 401k or borrow against it for a downpayment on a house, ita. It's one of the allowable things that isn't taxed all to hell and gone. I think.
Well, zombies are technically reanimated flesh. I think they don't breathe. So, OK for the moon.
The real question is, how did they get there?? Did zombies on earth organize a colonizing mission?? Weren't there enough edible brains on this planet?
Or maybe we imported them to fight the teeming Martian invaders in their forward attack base.
It's one of the allowable things that isn't taxed all to hell and gone. I think.
D'oh! I should have asked, but I didn't even know it was a question.
The real question is, how did they get there??
The zombifying agent is space bacteria, which thrive in the low-grav, no-air lunar environment. First space casualty, and bam!
YOu can either take money out of your 401k or borrow against it for a downpayment on a house, ita.
Whether or not you can borrow against a 401k plan depends on the rules of the particular 401k plan. Or at least that's the way it is here.
DX has described this process to me -- borrowing from your own 401K. And because you're paying yourself back with interest, you're only benefitting yourself. Of course, it may take a while to get your 401K high enough to make it worthwhile borrowing from it.
I guess I need to admit that there's no point saving for a house right now. But what about when the bubble bursts? I could have a downpayment ...
Yes. If you can stand to live in it while waiting for the market to go back up, now is a good time to start saving for the bubble burst. This is my plan, anyway.