Spike ,'Conversations with Dead People'
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
Thunderstorms make me happy. It is storming right now, AIFG!
I envy Laura.
This reminds me, I need to do another round of photographing my apartment (art & valuables) and put it online somewhere. And send it to the insurance people. The old version I emailed to my dad to keep safe, but that was probably back before I even got a tv. Of course, the stuff I'd really be pissed to lose is the irreplaceable stuff, not the monetarily valuable stuff.
Gay Penguin Dads kids' book. Aww!
Congrats, Sheryl! Welcome to the world, Hayden.
Gay Penguin Dads kids' book. Aww!
Awww!!
My problem with my stuff is that it's not worth a lot if you're considering value with depreciation, but the replacement cost would be high.
my stuff is that it's not worth a lot if you're considering value with depreciation, but the replacement cost would be high.
You can get insurance that insures replacement cost instead of current value. That's how ours works.
Insurance claim adjuster was quite pleasant. He warned me that there's a limit of either $1500 or $2000 for jewelry you didn't itemize separately, which of course we didn't. Even with the deductible, that will come fairly close to covering replacement value, if not sentimental value.
Keep checking the pawn shops, Betsy. A pleasant claim adjuster is a very good thing - I've had surly ones that made me feel like I was trying to scam them (I wasn't).
Insurance claim adjuster was quite pleasant.
That's nice, anyway.
Oh, I just remembered. In Minneapolis if a pawn store (or similar) buys a musical instrument (maybe other stuff too) they have to hang on to it for a while (a month or two?) before they can sell it, and they must also check it against police reports of stolen stuff before they can sell it.
So you might wanna check the laws in your state, and maybe file a police report if you haven't.
I filed a police report the first day; they even managed to pull fingerprints off the window.
The policeman I talked to said that all the pawnshops send them a list of what they've gotten in, and he'll be checking that list against the list I gave him of missing items.