Buffistas

Old trusty soda machine. I push you for root beer, you give me Coke.

Willow ,'End of Days'

Natter 34: Freak With No Name

Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.

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tavella - Apr 23, 2005 12:28:38 pm PDT #8432 of 10001

There is considerable overlap between the intelligence of the smartest bears and the dumbest tourists.

Anyway. The main point is that we accepted less "lifestyle" than we could afford using credit, until we could afford to own it outright.

Yes, but that's an ideological choice, not a financial one. Basically the formula is

if: (rent over period of saving + price of house) > (price of house + total interest + property taxes - amount mortgage tax break - appreciation) then: take out loan to buy house

For most people in most markets, this is true. It's not true for everyone; buying at the top of a bubble is bad. And there's a lot of other vague factors, too. How stable your job prospects are, whether you are likely to move within a few years, if you are good at repairs and home improvements or not.

Thomash - Apr 23, 2005 12:30:27 pm PDT #8433 of 10001

I have a plan.

So, Empire Strikes Back is on TV right now. Man, that Han Solo, is there nothing he can't do?

ouch,

oh,

eeww,

Man, that Chewbaka, is there nothing he can't do?

SailAweigh - Apr 23, 2005 12:33:23 pm PDT #8434 of 10001

Nana korobi, ya oki. (Fall down seven times, stand up eight.) ~Yuzuru Hanyu/Japanese proverb

It's not true for everyone; buying at the top of a bubble is bad

I'm sure this is true to an extent. I'd say Madison is at the top of it's bubble. Housing here has been appreciating at over 8% per year for the last 3 years or more. My rent only went up $80 over 4 years, approximately 12% total. What made the difference to me was mortgage rates. I got a WI VA loan at 5.35%. Very hard to beat. Plus, by the time I'm ready to sell, I'll have beaucoup equity because I put nearly $20k down when I bought.

Gus - Apr 23, 2005 12:36:19 pm PDT #8435 of 10001

Bag the crypto. Say what is on your mind.

tavella: loving the tagline.

As for the rest ... Yes. Do the arithmetic. If the play looks good, go for it, but first do the arithmetic.

Man, that Chewbaka, is there nothing he can't do?

Opera.

Thomash - Apr 23, 2005 12:40:33 pm PDT #8436 of 10001

I have a plan.

Opera.

You've never hear his 'Rrrgh, Rrrrgh'?

Arm rippingly wonderful.

Gus - Apr 23, 2005 12:44:51 pm PDT #8437 of 10001

Bag the crypto. Say what is on your mind.

Oh, The 'Rrrgh, Rrrrgh' Trilogy.

Wagner. Not my thing.

Trudy Booth - Apr 23, 2005 12:48:16 pm PDT #8438 of 10001

Greece's financial crisis threatens to take down all of Western civilization - a civilization they themselves founded. A rather tragic irony - which is something they also invented. - Jon Stewart

t makes out with resurrected GUS

Gus - Apr 23, 2005 12:50:14 pm PDT #8439 of 10001

Bag the crypto. Say what is on your mind.

t gets explicit with Trudy, even graphic, possibly even unrated

Laura - Apr 23, 2005 12:58:28 pm PDT #8440 of 10001

Our wings are not tired.

Gus! You're looking all familiar and stuff. joins make out session

I'm on break. I weeded one big flower bed that has been sadly neglected. Doing some laundry for the A/C pleasure, then back outside to do the other bed. I'd prefer to be lounging at the beach.

Trudy Booth - Apr 23, 2005 1:08:23 pm PDT #8441 of 10001

Greece's financial crisis threatens to take down all of Western civilization - a civilization they themselves founded. A rather tragic irony - which is something they also invented. - Jon Stewart

so... Gus... I here ya got a house with a lotta beds...

now that we've got LH too we might should push a few together...

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