I'm still talking myself out of going around the country with a list and a question. The question being, "WTF????"
Need a driver?
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
I'm still talking myself out of going around the country with a list and a question. The question being, "WTF????"
Need a driver?
Need a driver?
Shotgun!!!!
Wow! Weatherbug says that it's 40 degrees outside!
It's 71 sunny and gorgeous in San Francisco.
Why are we still talking about MJ when we could be talking about my lunch?
David's Lunch: Grilled skirt steak sandwich, juicy and tender. Served on a ciabatta roll with sauteed mushrooms and onions, and a touch of horseradish sauce. For dessert: the banana cream tartlette I like from Miette, that has a Scharffenberger chocolate bottom.
Hivemind question: I'm graduating in May, won't be working until at least next Jan and I have almost 80K in student loans. I have heard there is "consolidation" and "deferment" but I'm not sure what either is. Can y'all help?
sulks
JZ's Lunch: Microwaved pouch of TastyBites saag paneer (not great, but decent and decently spicy, and worlds better than the last saag paneer I had, which came from an actual local restaurant but was vile). For dessert, an apple with peanut butter.
I had both a big bowl of cereal and Incredibles Pop-Tarts for breakfast and felt that I must pay for my sins. But the apple is gone and I'm hungry enough to eat my right arm.
you people are fancy having dessert with lunch.
Deferring your loans means you don't have to pay on them (interest accrues) or you can pay the interest if you like. People usually do this in your sitch.
Consolidation is when you have several loans out, you lump them all together into one nice and easy payment and usually pay a lower amount than if you sent separate payments.
You have a 6 month grace period before repayment starts, so that already takes you to November. I don't know what you could get a deferment for right now - generally they are for more school, joining the army ;), etc. Consolidation generally reduces your monthly payment but, of course, increases the amount you ultimately pay.
I would see what your monthly payment would be come Nov. and see how long you could swing that if it took you longer than you expect to find work. Only then consider consolidation. Schools generally have an office that gives student loan advice.
(ftr, I do think the slumber party thing is weird, I'm just not convinced it's insane or criminal.)